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Simplifying construction finance. home loans. property investing. businesses loans. SMSF loans.

Settled with confidence.

Expert loan brokers delivering the best outcomes.

Trusted by hundreds of Aussies  for property and business finance.

  • Borrow $10K to $50M
  • Competitive rate finance
SIMPLIFIED PROCESS

Easy process

Finding the right loan is straightforward—apply online, receive guidance on your options, and we'll help you through to settlement.

01

Free quote

Get started by sharing your situation and goals. We'll assess your needs and explain the loan options available to you.

02

Loan comparison

We compare options from our panel of over 90 lenders, presenting solutions that may suit your circumstances and objectives.

03

Application support

We guide you through the application process, handle lender communication, and support you through to settlement.

Meet Joseph Farhat

Led by director Joseph Farhat, the team at Settled With Joe works with both bank and non-bank lenders, allowing solutions for standard, complex, and non-conforming loan scenarios. Joe and his team are specialists in home loans, commercial finance, construction finance, SMSF lending, and personal loans.

Joe has facilitated 500+ loans across multiple loan types and $500M+ in settled loan volume throughout his career.

  • Over 600+ loans Australia-wide
  • Access to the most competitive interest rates
  • $500M+ facilitated
  • Bank and non-bank lender access
young happy couple finance

"Walked us through buying investment property via SMSF. Complex stuff made simple and straightforward." 

– Graham & Helen S, Leichhardt, Sydney

All finance needs are unique

Our dedicated customer service team is always ready to assist you with any questions or concerns you may have.

"Sorted my car loan quickly. Joe explained everything clearly, no fuss."

Jason V. Brisbane

Made our first home possible. Genuinely cared about finding options that suited us."

Emma & Liam K Sydney

"SMSF property purchase felt overwhelming until Joe simplified it. Fantastic support throughout."

Priscilla J Melbourne

"Helped us through the SMSF lending maze. Professional and patient with all questions."

David R Perth

"Refinanced our warehouse smoothly. Joe understood the business needs and delivered options."

Commercial client Gold Coast

When it came to safeguarding my business, partnering with this brokerage was the best decision I made.

Frances Barr Bus driver